Abstract

Journal of Actuarial Practice

Volume 8, Numbers 1 and 2, 2000


Life Contingencies with Stochastic Discounting Using Moving Average Models

Steven Haberman, Russell Gerrard and Dimitrios Velmachos

Abstract

This paper offers simplified procedures for calculating moments of functions in life contingencies when the random force of interest is modeled using an unconditional moving average process of order q, MA(q). It extends the MA(1) model that has been used for stochastic discounting. Using the more general MA(q) model allows actuaries to better capture the autocorrelation between successive interest rates in a time series.

Key words and phrases: stochastic interest, present value, time series, normal distribution, net single premium.

Steven Haberman

Department of Actuarial Science and Statistics

City University

London EC1V 0HB

UNITED KINGDOM

 

Russell Gerrard

Department of Actuarial Science and Statistics

City University

London EC1V 0HB

UNITED KINGDOM

 

Dimitrios Velmachos

83A Christchurch Rd.

London SW2 3DH

UNITED KINGDOM


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