Abstract

Journal of Actuarial Practice

Volume 8, Numbers 1 and 2, 2000


Realistic Pension Funding: A Stochastic Approach

Shih-Chieh Chang

Abstract

The process  funding pension plans is  viewed as a dynamic control process. Two performance measures are introduced to evaluate the effectiveness of plan contributions: the cost-induced performance measure (CIPM) and the ratio-induced performance measure (RIPM). A dynamic programming approach is used to determining the optimal contributions with the objective of minimizing the performance measure. The  methodology developed is applied to a sample of members of Taiwan's Public Employees Pension Plan (Tai-PERS). We show that RIPM produces more stable results than those using CIPM.

Key words and phrases: contributions, control theory, dynamic programming, performance measure.

Shih-Chieh Chang

Dept. of Risk Management and Insurance,

College of Commerce

National Chengchi University

Taipei

Taiwan, R.O.C.


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