Abstract

Journal of Actuarial Practice

Volume 4, Number 2, 1996


Pension Funding by Normal Costs or Amortization of Unfunded Liabilities

Keith P. Sharp

Abstract

We discuss the extent of the actuary's freedom in choosing the funding method for defined benefit pension plans. In particular, we look at funding through a combination of normal costs, amortization of an unfunded liabilities, and fund of assets. The IRS constraint on ``reasonable funding methods'' is considered, with particular mention of the aggregate entry age normal method. In addition, an algebraic development is performed of year-to-year changes in the status of a plan's funding.

Key words and phrases: reasonable funding

Keith P. Sharp
Department of Statistics and Actuarial Science,
University of Waterloo,
Waterloo ON N2L 3G1,
CANADA


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