Abstract

Journal of Actuarial Practice

Volume 2, Number 1, 1994


Cost Containment in Workers' Compensation: Evaluating Medical Fee Schedules

David L. Durbin and Barry I. Llewellyn

Abstract

Medical expenditures in workers' compensation programs have been subjected to few cost containment strategies. As workers' compensation costs have escalated, however, increasing attention is being given to the role of medical fee schedules in containing the prices of medical services. To this end, we develop a model for estimating the potential cost savings from implementing medical fee schedules. A market basket of medical services received by injured workers is constructed. This basket is used to estimate the parameters of the model. In addition, the basket is used to determine the impact of imposing a fee schedule linked to usual and customary charges or to the Medicare resource-based relative value schedule (RBRVS).

Key words and phrases: basket, current procedural terminology, resource-based relative value schedule (RBRVS)

David L. Durbin and Barry I. Llewellyn
National Council on Compensation Insurance
5 Marine View Plaza,
Hoboken NJ 07030
USA


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