Abstract

Journal of Actuarial Practice

Volume 12, 2005


Risk-Based Regulatory Capital for Insurers: A Case Study

Christian Sutherland-Wong and Michael Sherris

Abstract

We study the issues in determining regulatory capital requirements using advanced modeling by assessing and comparing capital requirements under the two alternative approaches. A dynamic financial analysis (DFA) model is used for this case study. These issues are of current international interest as regulators, insurers, and actuaries face the significant issues involved with the introduction of risk-based capital for insurers.

Key words and phrases: insurer solvency, standardized solvency assessment, advanced modeling, dynamic financial analysis

Corresponding Author:

Michael Sherris

Actuarial Studies

Faculty of Commerce and Economics

University of NSW

Sydney, NSW

AUSTRALIA

E-mail: m.sherris@unsw.edu.au


© Copyright Absalom Press, Inc.